CARMEN HORNBERGER

OWNER

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I have over 17 years of experience in the financial services industry in tax-free retirement planning, individual and group insurance sales, advanced financial needs analysis, tax-free exit strategies for business owners, and structured settlements.

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Throughout my career, I have consistently been recognized for outstanding achievements. Just recently, earning a shareholder position as Executive Director in May 2024, Six Figure Ring Earner in 2023 at Canada’s leading and largest IMO. Top Producer of the Month at Partners Life in 2021 and 2020. In 2019, I achieved the same recognition at One Life Financial, showcasing my dedication to delivering exceptional results.

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My accolades extend beyond sales to include notable achievements such as the Legend of the Seas Winner for an Alaskan Cruise at National Agents Alliance in 2018, a Ruby Award at Combined Insurance in 2016, and the prestigious Triple Crown Winner title at Combined Insurance in 2015.

 

Even in the early stages of my career, I demonstrated excellence by being named Wells Fargo Employee of the Month in 2007.

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Today, I’m driven by a passion for financial empowerment. I bring experience, a track record of success, and a commitment to helping individuals, families, and businesses understand tax-free wealth strategies.

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I use a 3 Step TFRA process to help my clients build their self-confidence and successfully retire with up to $250,000 in tax-free income!

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