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Family at a Beach

A NEW WAY TO RETIRE

A Tax-Free Retirement (TFRA) Solution

WELCOME TO BENEFITS TO GO

A Message from Our Owner

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CARMEN HORNBERGER

OWNER

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Unfortunately women are treated differently and left in the dark when it comes to creating tax free wealth building strategies. I spent half of my life in financial services roles and I've witnessed women walk out of their Advisor's office and still not truly understand what she's investing in or the tax consequences behind the investment.  

 

Which is why I've dedicated the second half of my life in helping individuals and business owners eliminate taxes and market risk completely from their portfolios!

 

Being raised by two entrepreneurs and working in corporate America for over 18 years has given me decades of knowledge to assist both sides. Working individuals need ways to leverage their money outside of their unstable 401k's and business owners need a liquid place to continue to grow their money for the longevity of their business as well as receive growth, protection and leverage on future assets. 

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I am 100% confident I can bring balance and peace of mind as you contemplate your future retirement goals. I also can provide you and your employees with a well thought out long term plan, totally eliminating taxes and market losses on your future contributions.  

 

Recognitions~

Executive Director 2024

Six Figure Ring Earner 2023
2020 Top Producer of the Month Sept 2021

Top Producer in US and Canada April 2022

Top Producer in US and Canada May 2022

Top Producer of the Month One Life Financial October 2020
Legend of the Seas Winner Alaskan Cruise 2019
Ruby Award Winner Combined Insurance 2016

Triple Crown Winner Combined Insurance 2015

Wells Fargo Employee of the Month 2007​

 

Smiling Friends

OUR UNIQUENESS

My company specializes in Tax Free Retirement plans for women. These plans are uniquely designed to provide 4 key benefits for a woman’s retirement:

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Protection from unnecessary taxes

No market risk

Protection of ALL retirement income

Guaranteed to never outlive income

CUSTOMER TESTIMONIALS

A Reputation You Can Rely On

"Dear Carmen, Thank you for coming out to our home last year and presenting all the various policies to us. We are so happy we purchased the Critical Illness Policy. A few short months after getting the policy Shane was found to have a cancerous tumor on a kidney. Thank goodness the doctors were able to shrink the tumor. The $10k has really come in handy, especially in this trying time.


Thanks again!"

Shane and Lisa Seals

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CONTACT US

We would love to hear from you!  To get in touch, either fill out the form below, reach out to info@benefitstogo.net or call 1 (877) 271-9883

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